UPI Lite

Lightning fast payments on Groww Pay.

Role

Product Designer

Duration

August 2023 to September 2023

Team

Rishi Chauhan, Kushal Agrawal

In India, more than 80% transactions are under ₹500. These would include day-to-day payments like for cabs and groceries. Lite allows customers to make payments under ₹500 without having to enter their UPI PIN, making paying people blazing fast.

This was my first project as part of the Groww Pay team. We worked towards integrating Lite into all of our payment flows.

97%

Success rate

↓ 60%

Txn TAT with Lite

UPI Lite set up

UPI Lite set up

Onboarding

Lite works in a 'wallet' fashion. Customers need to add funds beforehand which they can then use to make Lite payments.

A very common user concern around 'wallets' is that money will be blocked on the app. We tried to convey that this wasn't the case very clearly during the onboarding.

UPI Lite onboarding

Making a payment

UPI Lite payment journey

Integrating everywhere

For all customers who had setup UPI Lite, we added it as the default whenever possible. It's the fastest way to pay and that is what we care about.

UPI Lite integration